Apple Pay

Apple Pay can appear on a product page as express checkout or alongside the other payment methods in a cart. Customers confirm the payment on their device and can provide billing, shipping and contact details without filling out the usual checkout form. Merchants can also add receipts and order updates to Wallet through a separate order-tracking integration.

For a website, ask your commerce platform or payment provider which Apple Pay setup it supports. A provider can handle merchant registration, while a custom integration uses merchant identifiers and certificates. App integrations require Apple Developer Program enrollment; a website's enrollment requirement depends on the services supplied by its provider. Accepting Apple Pay also requires agreement to Apple's merchant terms.

Apple offers sandbox test cards and guidance for checking payment authorization and error handling. For a custom web setup, the payment-processing and merchant-identity certificates need renewal every two years. Include certificate maintenance in the ongoing work, alongside the initial checkout build.

Apple does not charge merchants an extra acceptance fee. The payment provider processes the card transaction and can charge its usual fees. Development, hardware and provider services are separate costs.

Slovenia is among the supported countries, with eligible cards from participating issuers. Safari is one route, but participating merchants can also offer Apple Pay in compatible third-party browsers: a customer scans the displayed code with an iPhone or iPad and authorizes there. That option requires supported software and is unavailable in some markets.

For an existing physical card terminal, the first step is to ask the acquirer or terminal provider to enable compatible contactless acceptance. Tap to Pay on iPhone is another route where the country and payment app support it.