What it does
Expense Keep records income, expenses and transfers in separate accounts on iPhone. It offers free envelope budgeting, with an optional Pro purchase. The current iPhone release requires iOS 17 or later.
An account can represent a bank balance or a spending envelope such as Groceries. Set its starting balance, then assign each dated income or expense entry to it. Custom expense categories organize purchases within that account, while a note can explain an individual entry.
Use a transfer to record a change between accounts. Monthly History lets you review earlier months and enter future transactions. The expense pie chart can be narrowed to selected accounts, and CSV export provides records for a spreadsheet.
The US App Store lists Expense Keep Pro at US$19.99.
Strengths
- Recurring income, expenses and transfers support daily, weekly, fortnightly and monthly cycles, with an optional end date
Watch out for
- The licence is for personal, non-commercial use
Best for
- iPhone users maintaining a manual envelope or account budget
Sources
- Expense Keep on the US App Store (Oct 27, 2026)
- Expense Keep free envelope budgeting (Oct 27, 2026)
- Expense Keep terms and purchase conditions (Oct 27, 2026)