Argenta

argenta.be ↗

Belgian accounts with browser statements and itsme payment approval

SI Score
80/100
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Ask SI about Argenta

Answers use saved listing facts and recorded sources.
Homepage screenshot
Screenshot of the Argenta homepage

What it does

Argenta’s Belgian internet banking combines balances, transfers, account statements and documents. Customers sign in with itsme or a debit card and digipas. Its Green, Silver and Gold packages offer different prices for cards and branch transactions.

For a statement review on a computer, Argenta Internetbankieren brings account documents and transaction history together. Access requires an internet-banking arrangement. Customers who do not yet have it contact their Argenta office.

Signing in with itsme

Choose Aanmelden met smartphone en itsme, enter the card number and continue. Open itsme on the phone, scan the computer’s QR code and confirm the action. A debit card and digipas remain an alternative.

itsme also approves larger transfers, instructions waiting for a signature and increases to daily limits. To activate itsme itself, the guide offers an electronic ID and reader or a supported bank card. An Argenta debit card cannot be used for that initial activation.

Account package costs

Package Monthly fee Branch transfers and cash withdrawals
Green No monthly fee €2 per transaction
Silver €3.50 Included
Gold €6.95 Included

Green allows up to two account holders and two debit cards, with one card per holder or authorised user. Its optional credit card costs €2 monthly, waived for customers under 25. Silver and Gold include up to two credit cards, subject to acceptance. Counter deposits are included across all three packages.

New customers can select an office and leave their name and email through the contact form. Argenta then gets in touch to discuss the account; submitting that form does not itself open one.

Strengths

  • Browser access brings statements and transaction history together
  • itsme approves pending transfers and changes to daily limits
  • Green provides a continuing account without a monthly fee

Watch out for

  • Customers arrange initial internet-banking access through their office
  • Argenta debit cards cannot activate itsme itself
  • Green charges for branch transfers and cash withdrawals

Best for

  • Belgian customers who want browser-based account records
  • Households comparing branch transaction costs with a paid package

Sources