Bank of Baroda

A quick view or the full account

Set up Quick View balance by choosing a primary account and confirming with both existing PINs. Later checks show its balance and three recent transactions without entering the login PIN.

Removing an account in Profile > App settings also removes app access to it. Restoring that specific account requires a branch request; deregistering and registering again restores all linked accounts together.

Register using the account’s phone number

Self-registration is available on Android and iOS. Use the SIM registered with the bank, verify the SMS code, then enter the 14-digit account number, last six debit-card digits and expiry date. Enter the activation key and create separate login and transaction PINs. Carrier charges can apply to the verification text.

Account and app charges

Mobile banking access is free, while individual services retain their charges. The LITE savings account has no required quarterly average balance or non-maintenance charge. Its RuPay Platinum card is free when the quarterly average balance reaches ₹3,000 at metro or urban branches, ₹2,000 at semi-urban branches or ₹1,000 at rural branches. Otherwise, the card’s annual fee applies.

LITE is for eligible resident individuals, with identity documentation required. Thirty cheque leaves per financial year are included. Commercial transactions are not permitted in this savings account.