Bank of Hawaii

boh.com ↗

Hawaii account banking with searchable transactions and mobile cheque deposits

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80/100
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Ask SI about Bank of Hawaii

Answers use saved listing facts and recorded sources.
Homepage screenshot
Screenshot of the Bank of Hawaii homepage

What it does

Bank of Hawaii's digital dashboard brings account balances, loans and cards together. Its transaction view separates pending, posted and scheduled items and searches by description, type, amount or cheque number. EASE and Convenience Checking charge monthly fees with published waiver conditions.

A scheduled payment and a posted debit appear separately in the transaction view. Search by cheque number or amount to locate a payment, or use the description filter to find a merchant.

Mobile cheque deposits

Sign the cheque and add For BOH Mobile Deposit Only below your signature. Photograph both sides, select the receiving account, enter the amount and send it. Ordinary consumer and business customers can deposit up to US$15,000 per business day. Personal cheques must be payable solely to the customer; foreign-bank cheques and foreign currencies are excluded.

Everyday account choices

Account Opening deposit Monthly fee Ways to waive the fee
EASE US$25 US$3.25 US$200 average daily ledger balance or any qualifying monthly direct deposit
Convenience Checking US$25 US$5 US$500 average daily ledger balance or US$500 total qualifying monthly direct deposits

A qualifying direct deposit is an electronic payment from another party, such as payroll or government benefits. EASE also waives its monthly fee for sole account holders under 18. It has no overdraft fees or cheque writing; branch service and online bill pay are included.

Opening EASE online

Open EASE online in Hawaii, Guam or Saipan. Palau and American Samoa require an existing debit-card relationship; other US addresses need a branch. Supply each applicant's Social Security number and birth date, contact details and the opening-deposit bank details.

Strengths

  • Search by cheque number, amount, description or transaction type
  • Mobile deposit supports both personal and business accounts
  • EASE includes branch service and online bill pay

Watch out for

  • EASE does not offer cheque writing
  • Online opening depends on the applicant's location
  • Mobile deposit excludes foreign-bank and foreign-currency cheques

Best for

  • Bank of Hawaii customers checking payment status
  • Hawaii, Guam or Saipan residents seeking a digital account with branch access

Sources