What it does
WISO Mein Geld is Windows personal-finance software for German households managing bank accounts, spending history and budgets. It combines online retrieval with offline accounts, categorized transactions and documents. Access is paid, with a 30-day trial through a buhl:Konto account.
Bring bank and cash records together
After installation, choose Konto einrichten to set up an account. Select its type, enter the bank identifier and choose an access method supported by your bank. The setup assistant then asks for the relevant login details and lets you select the accounts to bring in. Existing records can instead enter through Ersteinrichtung > Daten importieren, including CSV files.
Open Buchungen to review the transactions. A right-click assigns a missing category. For cash, create a Bargeldkonto, enter its opening amount through Neu > Eröffnungssaldo and use Neue Buchung for later entries. Buchungen > Umbuchen records a movement between accounts, such as an ATM withdrawal into the cash account.
Monthly comparisons and budget reports build on those categories. Historical entries remain searchable, and supporting documents can stay beside the relevant booking.
Choose the access term
| Edition | Price including VAT | Access |
|---|---|---|
| Mein Geld 365 Professional subscription | €39.95 per year | Renews automatically; cancellation takes effect at the end of the term |
| Mein Geld 365 Professional fixed term | €54.99 once | 365 days |
| Mein Geld 2027 Professional | €119.99 once | No time limit on the program; banking-interface updates for up to two years |
The two 365 editions include new program versions during the paid term. The optional Kursdatendienst price-feed module costs €12 per year and updates up to 100 securities traded in Germany.
Strengths
- The display size can be adjusted with Ctrl and the mouse wheel
- A portable mode can run from a USB drive
Watch out for
- PayPal connections support business accounts only
Best for
- German households keeping bank history and cash purchases in a desktop ledger
Sources
- WISO Mein Geld features, editions and FAQ (Oct 27, 2026)
- WISO Mein Geld 30-day trial (Oct 27, 2026)
- WISO Mein Geld: first steps and account setup (Oct 27, 2026)