What it does
Changelly offers crypto exchange, fiat purchase and sale routes, plus programming interfaces for business integrations. Swaps deliver the converted asset to a wallet you supply. The service restricts many countries, including the US, UK, India and Germany; the app can exchange without login, although identity checks may still apply.
Changelly obtains exchange liquidity through partner trading platforms and delivers the converted asset to a wallet. Its navigation separates crypto exchange from fiat purchase and sale services, which involve different providers and charges. Changelly PRO is a separate trading product.
Setting up an exchange
Choose the pair and fixed or floating rate, then use Exchange Now. Transaction Details shows the expected result, charges and timing. Enter the receiving address and, for a fixed-rate transaction, the refund address. After Next Step, review the network before Confirm and make payment.
Send the requested amount to that order’s deposit address within the displayed deadline. A destination tag or memo is needed when the receiving wallet requires one. A missed deadline, wrong network or incorrect amount can prevent normal completion. Delivery follows processing, so the initial estimate is not a guarantee.
Floating-rate crypto exchanges carry a 0.25% service fee plus network costs. Fixed-rate fees vary and are included in the offered rate. Fiat purchases and sales use their provider’s pricing.
Accounts and availability
The mobile app permits swaps without login; in that mode, history remains on the device. An email or Google account adds account history and support context. Identity or funding-origin checks can be requested during a transaction.
Changelly sets an age threshold of 16, subject to the legal age required locally. Its restricted list also includes Austria, Hong Kong, Japan and Turkey, among other jurisdictions. Opening the site alone does not establish eligibility. Crypto price changes and transaction errors can cause losses.
Businesses can integrate a crypto Exchange API or a separate decentralized-swap interface, rather than using the consumer form for every order.
Strengths
- Transaction preview includes network and expected output details
- A refund address is collected for fixed-rate orders
- Business interfaces cover exchange and decentralized-swap integrations
Watch out for
- Several major markets are excluded by the terms
- Incorrect networks and expired payment windows can interrupt delivery
- Identity checks can be requested even for an app swap
Best for
- Eligible users converting crypto to an existing receiving wallet
- Developers adding a dedicated exchange integration
Sources
- Changelly crypto exchange, purchase and sale routes (Oct 27, 2026)
- Changelly exchange details, recipient and payment steps (Oct 27, 2026)
- Changelly floating and fixed exchange fees (Oct 27, 2026)
- Changelly account, age and country conditions (Oct 27, 2026)
- Changelly wallet delivery, apps and integration products (Oct 27, 2026)
- Changelly registration and optional app login (Oct 27, 2026)
