What it does
Checkout.com offers payment processing, hosted checkout pages, payment links and mobile payment components for online businesses. Flow lets a team adjust the checkout appearance and enable local payment methods through configuration. Business verification and country-specific terms apply, with pricing tailored to the merchant.
The product catalogue distinguishes a Hosted Payment Page from Flow components and mobile software development kits. A hosted page lives on Checkout.com's infrastructure and can use your logo and colors. Flow puts configurable payment components in a website or app, with controls for fonts, borders, language and which payment methods appear.
For example, a retailer adding a new market can configure a suitable local method instead of building an entirely separate payment form. Flow chooses methods using details such as currency, location and device. Its Remember Me option saves card details for returning shoppers; it currently applies to card payments. Standalone Flow, which works with other processors, is labelled as a beta product.
Commercial access
Pricing is tailored to the business profile and risk category. Checkout.com offers flat-rate pricing or interchange++ arrangements that separate card-association, processor and interchange charges. It lists no setup or account-maintenance fees. A free-processing offer for registered charities has country conditions: the UAE terms explicitly exclude charities, sole traders and micro-enterprises.
To apply, use Get in touch and supply the business's legal and trading names, registration details, address, bank information, websites and main customer markets. Verification also covers relevant owners, directors or representatives, depending on the jurisdiction. The service has country-specific contracts, including UK, European and UAE arrangements; products and methods differ by country.
The Dashboard brings payment history and analytics together with balances across incoming and outgoing payments. Developers can connect through a unified application programming interface (API). Confirm the merchant entity and settlement currency in the application, since accepting a customer's currency does not establish that a business in that country can open an account.
Strengths
- Hosted checkout and Flow offer different levels of control over the payment interface
- Flow can add local payment methods through configuration
- A unified API connects payment products and methods
Watch out for
- Remember Me currently supports card payments only
- Standalone Flow is in beta
- UAE merchant terms exclude sole traders, micro-enterprises and charities
Best for
- Online businesses choosing between hosted checkout and embedded forms
- Payment teams managing several customer markets
Sources
- Checkout.com payment services (Oct 27, 2026)
- Checkout.com Flow payment components (Oct 27, 2026)
- Checkout.com Hosted Payment Pages (Oct 27, 2026)
- Checkout.com pricing (Oct 27, 2026)
- Verify your business with Checkout.com (Oct 27, 2026)
- Verify individuals for Checkout.com (Oct 27, 2026)
- Checkout.com Country Terms (Oct 27, 2026)
