Coinmotion

Set up both halves of a monthly plan

In the app, Services → Savings opens the monthly plan. Choose at least €10, select the 5th, 10th, 15th, 20th or 28th, then pick the cryptocurrencies and their percentage allocations. The percentages must total 100%.

Next, arrange a recurring payment at your bank using the account and reference details shown in the plan. Use a bank account belonging to you and allow several banking days before the purchase date. Creating the plan alone does not fund it.

Purchases run at midnight on the selected day and appear in your portfolio. Without enough euros, that month's purchase is skipped without a penalty; the plan remains active for the following month.

What it costs

Monthly Savings charges 1% per purchase. Ordinary trading starts at 2%, with volume discounts over 90 days for specified assets. Assets marked with an asterisk belong to the Expansion Service and have a fixed 2% rate under that schedule.

Swedish customers normally pay a fixed 2.9% trading rate, with an exception for those who joined before 19 November 2025. Check the schedule applicable to your account and purchase method. Account ownership and standard storage are free; the optional Vault has its own charge. Euro withdrawals cost €0.90.

Account access and planning tools

Coinmotion's eligibility guide requires legal adulthood and Finnish or Swedish banking credentials. After registration, Verify now on Home leads to bank authentication. Additional country-specific restrictions are handled through customer support, so check those if your residence or citizenship may affect access. Children's accounts are not offered.

The website's historical Bitcoin calculator models earlier monthly purchases. Its displayed balance is hypothetical, and its tax illustration does not account for every personal circumstance.