Eastern Bank

A statement and a balance certificate serve different purposes. Skybanking lets customers download both, alongside tax and loan-related certificates. Statement Download covers periods within the past six months, while a completed transaction has a separate receipt that can be downloaded and shared.

The app’s catalogue names actual local billers, including DESCO and DPDC electricity, Dhaka WASA water, BTCL telephone and Link3 internet. Transfers include EBL accounts, other banks through BEFTN, NPSB or RTGS, and supported mobile-wallet services. Under App Settings, separate views show limits for bills, cards, fund transfers and mobile financial services. These are limit views, not a promise that every limit can be changed in the app.

Skybanking fees and opening an account

The retail tariff effective 15 October 2026 lists no annual Skybanking service fee. Selected transactions still cost money: NPSB transfers are BDT 9.99 and RTGS transfers BDT 100, both including VAT. Underlying bank-account charges apply separately. The same tariff lists paid account and balance certificates, so a certificate request is different from downloading a routine statement.

Insta Banking accepts Bangladeshi citizens with a valid National ID through a browser on a phone or computer. Its detailed checklist includes the applicant’s selfie, nominee identification and photograph, and proof of address such as a utility bill. Proof of income is required when the intended monthly transactions exceed BDT 100,000. The opening deposit is BDT 500 for savings or BDT 1,000 for a current account. Facial and liveness checks form part of the online identity process.