What it does
Eway provides Australian online payment processing with ecommerce integrations, manual payment tools and transaction screening. Processing is paid, and account approval requires business, bank and director information.
Choose Online Payments if you need Eway to provide the merchant facility as well as checkout. Payment Gateway is for businesses bringing their own bank merchant account.
The Australian Online Payments offer lists 1.5% + A$0.25 per domestic Visa, Mastercard or Amex transaction. Eway describes settlement to a nominated Australian bank account within one to three business days, subject to approval. The Merchant Trust Initiative carries an establishment charge and annual renewal after 50 transactions. Check its current charge and the international-card rate in your application quote before accepting the offer.
Transaction screening choices
Eway describes these controls for reviewing and blocking transactions:
| Plan | Access | Main controls |
|---|---|---|
| Fraud Lite | Included with the account | Risk-score threshold, country matching and proxy blocking |
| Fraud Essentials | Paid upgrade | Industry profiles, transaction-frequency checks and challenge settings |
| Fraud Ultimate | Paid upgrade | Tailored rules, ongoing monitoring and access to fraud consultants |
Eway notes that screening cannot prevent every chargeback.
To apply, use the registration on the pricing page. Eway's team follows up to finalise the application, including a director's government-issued ID, a settlement bank statement and website requirements.
Strengths
- MyEway handles manual payments alongside transaction, settlement and refund reports
- Fraud Lite settings can be managed in the MyEway account
Watch out for
- Extra settlement currencies require separate Eway accounts and matching bank facilities
- Device fingerprinting, which checks characteristics of the customer's device, requires Eway's hosted checkout
Best for
- Australian online businesses needing a merchant facility with their gateway
- Merchants handling both website orders and manual invoice payments
Sources
- Eway online payments and pricing (Oct 27, 2026)
- Eway online payment features and pricing (Oct 27, 2026)
- Eway payment processing FAQs (Oct 27, 2026)
- Eway fraud protection plans (Oct 27, 2026)
- Eway Rapid API reference (Oct 27, 2026)