Fiuu

fiuu.com ↗

Take Southeast Asian card, wallet and bank payments online or in person

SI Score
80/100
Pricing
Pay-As-You-Go AI reading, not confirmed
Free plan
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Ask SI about Fiuu

Answers use saved listing facts and recorded sources.
Homepage screenshot
Screenshot of the Fiuu homepage

What it does

Fiuu provides payment gateways, links and phone-based Virtual Terminal tools for Southeast Asian merchants. Businesses can combine local wallets and banking methods with cards, subject to channel approval. Processing fees vary by method and market; the Malaysian offer also includes account and optional terminal charges.

For a sale agreed over social media, a payment link avoids building a full online store. In the merchant portal, choose Payment Link, generate a Default Link, fill in the payment details and share it. The Virtual Terminal app provides a similar route through Share Link after you enter the app passcode.

At a physical counter, Virtual Terminal also handles QR and contactless payment options, with transaction status, history and daily reports in the app. Receipts can be shared by text or email. Tap to Pay on iPhone is currently limited to Singapore and Malaysia; that feature's coverage is narrower than Fiuu's wider payment network.

Start by registering with an email address, supplying company details and certified documents, then selecting a plan. Approval arrives by email. Card-channel approval has a longer process than ordinary account registration, so arrange it before promising customers that a particular card will work.

Malaysian fee examples

The published Booster proposal distinguishes online and retail charges:

Method Online Offline retail
DuitNow QR 1.00% 0.80%
Local Visa or Mastercard credit cards 2.40% 1.50%

The proposal adds 0.25% for Shopify merchants and lists MYR99 annual maintenance from year two. Get the applicable account-opening quote before joining. Domestic e-wallet settlement is listed as T+2; the other named groups use weekly Thursday settlement, moving to the next business day when necessary. The minimum settlement is MYR100.

Developers can integrate checkout through Fiuu's programming interfaces (APIs). Its web integration example takes the merchant, payment method, amount and order reference as inputs. Match those settings to the methods approved for the merchant account rather than assuming every channel in the regional catalogue is enabled.

Strengths

  • Provides payment-link creation in both the portal and Virtual Terminal app
  • Combines transaction status, payment history and daily reports in the app
  • Separates online and retail rates in the Malaysian fee proposal

Watch out for

  • Tap to Pay on iPhone is limited to Singapore and Malaysia
  • Card methods need separate channel approval

Best for

  • Southeast Asian merchants combining online and retail payment collection
  • Malaysian businesses comparing local wallet, QR and card acceptance

Sources