What it does
Moneytree Japan combines balances and history from supported financial services. Its household views categorize spending, chart income and expenses and allow an adjustable reporting cycle.
Spending periods and category budgets
The free household record combines supported account history with spending charts and an adjustable reporting cycle. Moneytree Grow adds category budgets: choose a category, enter an amount and save it from the spending screen. These budgets run from the first to the last day of the calendar month, independently of a custom reporting closing date.
Refresh the current monthly report
Grow’s monthly report is available on iOS. After correcting categories or waiting for a transaction to arrive, open Insights, Monthly Report and the latest month, then select Regenerate. You can do this once a day until the following report is generated. Older reports cannot be refreshed this way.
Category-budget setup is available on both iOS and Android. Other Grow features vary by platform, so the iOS report workflow does not apply to Android or web.
Strengths
- Spending reports can follow a chosen monthly cycle
- The current iOS monthly report can be refreshed after transaction or category changes
Watch out for
- Category budgets use calendar months even with a custom reporting closing date
- Monthly report generation is available only on iOS
Best for
- Japanese users reviewing connected household spending
Sources
- Moneytree Japan household accounts and plans (Oct 28, 2026)
- Set category budgets in Moneytree Grow (Oct 28, 2026)
- Regenerate the current Moneytree monthly report on iOS (Oct 28, 2026)
- Verify a Moneytree account email address (Oct 28, 2026)