FlyBudget

Give the month a plan

Start with balances and transactions, importing a CSV statement if available. On Budget, click a Planned amount to enter a category allocation. The editing panel shows last month's spending and a monthly average; Apply amount to all future months repeats the plan. Planned, Actual and Remaining columns show how the month develops. Money left unassigned carries into the following month's To Be Budgeted amount.

Turn statement descriptions into useful entries

Use Add rule to match a payee, description, amount or other field, then choose an action such as categorizing or splitting the transaction. The editor previews matching records. Run rules can process uncategorized entries or all existing transactions, displaying proposed changes for selection before they are applied. Reconciled transactions, transfers, existing splits and balance adjustments are excluded.

Bank connections are optional and start at Settings > Connected Banks. FlyBudget supports Plaid for US and Canadian banks, SimpleFIN mainly for US banks, and Enable Banking for the European Economic Area. These need separate provider accounts or credentials; SimpleFIN has its own paid subscription, while Plaid requires approval for production access.