What it does
Inter’s Brazilian business account combines Pix payments, payroll and customer collections. Its boleto tools handle single, installment and recurring charges, with reminders and collection tracking. The PJ Digital account has no monthly maintenance fee.
Collecting a customer payment
A boleto is a Brazilian payment slip. Inter lets a business create one-off or recurring collections, accept payment through its barcode or Pix code, and set interest, late penalties or discounts. You can customize the slip with your logo, follow collections in the dashboard, and edit, duplicate, archive or cancel a charge. Collection data can also connect through CNAB bank files or an API for linking business software.
First enable the service in desktop Internet Banking: choose Cobrar ou receber, Boleto de cobrança, then Nova Cobrança. Accept the terms and select Acessar e habilitar gestão de cobrança. Inter reviews the request within two days; creating charges becomes available after approval.
Costs and payment follow-up
PJ Digital includes unlimited free Pix and free boleto issuance and settlement. Its card has no annual fee. Cash withdrawals for PJ Digital and MEI business accounts cost R$6.40 each; the Enterprise withdrawal allowance is different.
A transfer that has not arrived may still be scheduled or waiting in Aprovações. Check its date, approval status, recipient details and available balance. If those are correct, contact support with the receipt.
Opening the business account
Choose Abrir Conta PJ, enter the company name and CNPJ registration number, then verify the email address and phone number using the supplied code. Create a password, upload the requested documents and submit the application. Inter sends approved account details and the operator code by email.
Strengths
- Boleto collections support recurring charges, reminders and discounts
- Free Pix and boleto settlement suit frequent customer payments
- A pending-payment approval area helps trace unfinished transfers
Watch out for
- Boleto issuance must be enabled and approved first
- PJ Digital cash withdrawals cost R$6.40 each
Best for
- Brazilian businesses collecting customer payments through Pix and boletos
Sources
- Inter PJ Digital Account and Application (Oct 27, 2026)
- Inter Boleto Collection Management (Oct 27, 2026)
- Enable Boleto Collections in Inter PJ (Oct 27, 2026)
- Inter Account Charges and Business Cash Withdrawals (Oct 27, 2026)
- Inter Transfer and Payment Status Checks (Oct 27, 2026)
