What it does
Jana Small Finance Bank’s app provides account statements, domestic transfers and card-management tools. Statements can be downloaded as PDF or Excel files or sent by email. Its Basic Savings Bank Deposit Account (BSBDA) has no average monthly balance requirement.
For a fuller account review, choose a detailed statement instead of a mini statement. PDF suits a saved record; Excel is useful for working through individual entries. The app also handles cheque-book requests, stopped cheques and email-address changes. Increasing a daily mobile transaction limit requires branch contact.
Register and manage the card
Mobile registration accepts a customer reference number or debit-card details, followed by a one-time code sent to the registered phone number. Registering on a new handset removes the old handset’s registration. A changed phone number must first be updated through a branch or ATM.
For a new card PIN, sign in and open Services, then Debit Card Management, then Reset/Generate ATM PIN. Select the card, enter and confirm the new PIN, submit it and verify the one-time code. The bank says this activates the card immediately.
Basic savings and service costs
The BSBDA option is for resident Indians and includes a RuPay Classic card and mobile banking. Apply through a branch or request an appointment. You cannot keep another Jana savings account alongside it; an existing one must close within 30 days.
In the July 2026 tariff, BSBDA has no card issuance or annual card charge. Ordinary Jana Savings has a ₹1,000 average monthly balance requirement and a ₹50 annual card charge. Listed service fees include ₹50 for a cheque-stop request and ₹25 for a duplicate statement, before GST. A zero balance requirement therefore does not mean every requested service is free.
Strengths
- Detailed statements export to PDF or Excel
- PIN generation includes one-time code verification and card activation
- BSBDA has no average monthly balance requirement
Watch out for
- Higher daily mobile limits require branch contact
- BSBDA cannot coexist with another Jana savings account
Best for
- Jana customers exporting account history or managing debit-card details
Sources
- Jana Mobile Banking: Statements, Transfers and Account Services (Oct 27, 2026)
- Jana Mobile Banking Registration and Handset FAQ (Oct 27, 2026)
- Jana Green PIN Generation Steps (Oct 27, 2026)
- Jana Basic Savings: Eligibility and Balance Rules (Oct 27, 2026)
- Jana Savings Charges Part 2, Effective July 5, 2026 (Oct 27, 2026)
