Millennium bcp

Gerir can show a month, week or chosen period, with filters for the accounts included. Create your own category names and icons, then add tags such as holiday or gifts when a transaction needs another label. Budgets can cover total spending or one category. The view also shows expected payments for the current month and the next two months.

Apparte handles a different job: set a savings goal and schedule transfers into it. Direct-debit controls can activate or deactivate instructions, while card settings separately control contactless, online and overseas payments. Privacy mode hides balances when you are looking at the app around other people.

Account charges and a student option

The ordinary Conta Millennium maintenance charge is €5.20 plus €0.21 stamp tax monthly. The first holder’s fee is waived through age 23, subject to the tariff’s exception for accounts that simultaneously have €25 or less, no activity for six months and no linked product. Debit cards and other services have separate charges.

GO! Universitário can provide a free account package for university or polytechnic students aged 18 through 25 who provide proof of enrollment. The package waives the underlying account-maintenance fee and one debit-card availability fee. Proof must be submitted by the 25th day of the joining month through Banco Mail using the subject Esclarecimento and topic Millennium GO! Universitário Cert. Matrícula.

Applying through the app

With a Portuguese Citizen Card, verify your phone and email, authenticate using Chave Móvel Digital or enter the requested information manually, and complete a video selfie. The account page also provides a passport or residence-card route using document photos, supporting information and a video call.

For ordinary Conta Millennium, the usual opening amount is €250. It falls to €150 for university students aged 18 through 25 opening at a branch, or €50 for customers aged 18 through 35 opening online. Those are opening deposits, separate from maintenance fees.