What it does
Mobbex connects Argentine businesses with card processors, bank-payment methods and wallets across online and physical sales. It offers checkout, payment links, recurring collections and terminal connections under one merchant console. Processing is paid, and onboarding requires an active Argentine tax registration and a matching bank or virtual account.
A payment link can start with just a description and amount in Simple mode. Send it by email or SMS from the console, or copy it into a customer conversation. Its default lifetime is ten days; you can choose another expiry and add a second deadline with a surcharge.
Advanced mode adds a customer-chosen amount, payment-method filters, custom forms, a return address and payment notifications to your own system. Mobbex distinguishes a one-sale Link de Pago from the reusable Link de Venta for repeated sales of the same item.
Essential lists charges per approved transaction of 1.9% plus VAT for debit, 2.6% plus VAT for credit and prepaid cards, and 3.9% plus VAT for subscriptions. Enterprise has negotiated terms and a stated minimum monthly turnover of ARS 70 million. The legal terms also allow a monthly minimum for the Gateway arrangement when applicable, so confirm the arrangement and any minimum alongside the headline transaction rate.
For Gateway, funds come from the processor directly to your bank; under the aggregator arrangement, Mobbex receives them before crediting you. The processor agreement and method determine timing. Mobbex gives general estimates of two business days for debit and ten to eighteen business days for credit.
Registration is reviewed before console access is enabled. A company representative can register the business, with authority documents requested where needed.
Strengths
- Advanced links can split one payment across up to four cards.
- SmartRouting chooses among connected processors by cost, settlement timing or availability.
- Recurring collections can be uploaded in CSV batches of up to 5,000 rows, with a result for each row.
Watch out for
- Merchants must preserve recurring-payment consent and cancel the subscription in the console when a subscriber ends it.
- Every participant in an automatic split must have an active Mobbex account.
Best for
- Argentine businesses collecting across branches and ecommerce
- Membership organizations managing recurring customer charges
- Marketplaces coordinating several sellers
Sources
- Mobbex: Payment channels and routing (Oct 27, 2026)
- Mobbex: Plans and pricing (Oct 27, 2026)
- Mobbex: Payment links (Oct 27, 2026)
- Mobbex: Frequently asked questions (Oct 27, 2026)
- Mobbex: Merchant terms and admission requirements (Oct 27, 2026)