What it does
Moneon records income and expenses in individual or shared mobile wallets. Basic personal tracking and budgets are free; shared wallets and other Premium features require a subscription. A Moneon account is required.
In a family wallet, who paid can matter as much as the spending category. Moneon attaches an owner to each transaction, allowing individual statistics and the household's combined balance to remain visible.
To invite someone, open Menu > Properties > Users. The invitation arrives by email and must be accepted on a phone before the wallet appears in the recipient's list. Choose a new wallet's main currency carefully: changing it later requires creating another wallet.
A budget can follow a category, a tag or a broader set of expenses. Open Budgets and Add budget, give it a name, choose its categories or tags, then set a period and amount. For a trip, a tag can bring hotel, transport and meals together; include the earlier booking dates in the budget period so those payments count too.
Premium is sold in monthly or annual terms. The US App Store includes a one-month Premium purchase at US$0.99; other store offers and the current local price appear in the app's purchase dialog. Premium includes receipt photos, debt tools and scheduled transactions as well as sharing.
For supported bank text messages, copy the message and open Moneon to recognize its amount, currency and date. This entry method uses the message you provide.
Strengths
- Reports can be exported as PDF or CSV for use outside the app.
- On iOS, a scheduled Premium transaction can be saved automatically or held in Upcoming for confirmation.
Watch out for
- Each participant in a shared wallet needs an active Premium subscription.
Best for
- Families who want each person's contributions visible within a shared household record
Sources
- Moneon wallet ownership, exports and bank-message entry (Oct 27, 2026)
- Moneon wallet setup, invitations, currencies and Premium members (Oct 27, 2026)
- Moneon budget categories, tags, periods and limits (Oct 27, 2026)
- Moneon iOS scheduled transaction confirmation options (Oct 27, 2026)
- Moneon free and Premium features and US purchase options (Oct 27, 2026)
- Moneon account requirement and subscription terms (Oct 27, 2026)