What it does
Okanereco is a Japanese household budgeting app with manual entries, category budgets and calendar or graph reports. Basic tracking is free on iOS and Android. Paid features include receipt reading and account records, while Android Pair Premium can share selected household ledgers and open them in a browser.
Category budgets and daily records
Customize categories, record spending offline and review the monthly graph. An overall monthly budget can show a daily allowance; category budgets track the remaining amount for particular expenses.
Android paid features
The Android Premium page lists receipt reading, bank and card records, backup and Excel or CSV export. It allows up to 90 categories, compared with 18 on the free version. The published monthly price is JPY480.
Pair Premium adds up to three separate ledgers, selected sharing with a partner and computer access through a browser. That makes it possible to share household expenses while keeping a personal ledger separate. These are Android plan details: the site presents the newer Smart Household AI features as iOS-only.
Strengths
- Monthly and category budgets alongside graph and calendar views
- Paid Android plans can export Excel, CSV and PDF reports
Watch out for
- Android free use has 18 categories; Premium raises the limit to 90
- Selected shared ledgers and browser access require Android Pair Premium
Best for
- Japanese households tracking spending by category
- Android users who want to share household costs while separating personal entries
Sources
- Okanereco features and plans (Oct 28, 2026)
- Okanereco Premium features for Android (Oct 28, 2026)
- Okanereco Pair Premium for Android (Oct 28, 2026)