What it does
PayRetailers connects online businesses with local cards, bank transfers, wallets and cash-payment options in Latin America. Merchants can generate payment links or build a checkout integration, then manage collection and settlement in a web portal. Access starts with business onboarding and a discussion of the intended markets and processing volume.
The contact form asks for your company website, industry, target regions and approximate monthly volume in USD. Request commercial terms for that setup, including conversion, settlement and dispute costs. PayRetailers offers local and international settlement arrangements rather than one published bank-arrival promise.
For an integrated checkout, request sandbox access from sales, obtain the credentials in Shops, test the payment flow and apply for production credentials. The API is the interface used to connect your own website or app.
Send a payment request from the portal
- Open Payment Tools, then Payment Links, and choose Create Payment Link.
- Enter the shop, customer country and details, language, description, reference number, amount and currency. Set the expiry, which defaults to two days.
- Select Create Link and send the resulting address to the customer.
- Reopen the link history to follow it. USED means the customer visited and a transaction was created; open that transaction to check the actual payment result.
A PENDING transaction still awaits payment. Even an EXPIRED transaction can later become APPROVED if processing took longer than the expiry period. For cash collections, this distinction matters because generating a voucher is separate from the customer paying it.
Strengths
- Finance, Operations and read-only access levels separate reporting from payment actions.
- The merchant portal exports transaction, payout and settlement reports.
Watch out for
- A portal payment link can be accessed only once; an unfinished attempt needs a new link.
- Local-currency payment links require local-currency accounts for the payment page.
- Some payment methods do not work in embedded frames, particularly when mobile apps require a redirect.
Best for
- International online businesses collecting from Latin American customers
- Finance and operations teams managing local payments across several markets
Sources
- PayRetailers: Local payments in Latin America (Oct 27, 2026)
- PayRetailers: Contact the commercial team (Oct 27, 2026)
- PayRetailers: Local and international settlements (Oct 27, 2026)
- PayRetailers: Getting started (Oct 27, 2026)
- PayRetailers: Payment links (Oct 27, 2026)
- PayRetailers: Incoming payments and statuses (Oct 27, 2026)
- PayRetailers: Merchant portal overview (Oct 27, 2026)
- PayRetailers: Integration types (Oct 27, 2026)