My Budget Book

play.google.com ↗

Offline Android budgets with custom pay periods and optional rollovers

SI Score
59/100
Pricing
One-Time Purchase AI reading, not confirmed
Free plan
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Homepage screenshot
Screenshot of the My Budget Book homepage

What it does

OneTwoApps' My Budget Book records income, expenses and recurring entries on Android. Its budgets can follow a personal pay cycle and restrict spending by category, account or payment type. The US Google Play listing charges US$5.99 once, with optional donations; the local app does not require a service account.

A pay cycle that starts on the fifteenth does not fit a calendar-month budget. My Budget Book lets the month begin on the salary date, while individual budgets can use weekly, monthly or other custom periods. Set a category or payment-type limit and decide whether unused or owed amounts should roll forward.

Bring bank records into the app

The app does not connect to your bank. Download a CSV statement from your bank, copy the file to the Android device and import it into My Budget Book. You can then reconcile the recorded expenses against the statement. For records outside the app, export to HTML, Excel or CSV.

OneTwoApps says the app has no Internet permission. Its newer file-storage support can nevertheless use compatible cloud providers through Android's file picker. The integrated manual's Synchronization chapter explains backups and use on more than one device.

The purchase has no paid feature upgrades or advertising.

Strengths

  • Transaction templates and four home-screen widgets reduce repeated entry.
  • Receipt photos can stay attached to the transaction they explain.

Best for

  • Android users budgeting around salary dates that differ from the calendar month

Sources