What it does
N3 AI Accounting by QNE combines document scanning, transaction categorization and reporting, with Malaysian accounting forms and plan-based modules. It serves Malaysian SMEs through paid plans, with a 30-day trial for setting up a company and trying its tools.
The company's financial period needs attention during setup. Choose the business type, year end and accounting start date, then select a blank chart of accounts or the General Business template. N3 uses these dates for opening balances. Settings → Financial Period Setup can be changed only before transactions have been posted.
Reconcile a PDF bank statement
Open Banking → Bank Reconciliation → Auto Bank Reconciliation, choose Bank E-Statement PDF Scan, and upload the statement. After Next, select the bank's ledger account and enter the statement balance.
N3 proposes matching transactions. Review those matches and use Add with the appropriate transaction type for a missing entry. Submit when the statement has been matched. Reconciled transactions are normally locked against editing; allowing later changes requires a separate company setting.
Malaysian plans
The regular subscription rates below are in Malaysian ringgit and exclude SST:
| Plan | Monthly equivalent with annual billing | Monthly billing | Selected addition |
|---|---|---|---|
| Prime | RM62 | RM80 | Core accounting |
| Essential | RM100 | RM120 | Fixed assets |
| Professional | RM130 | RM160 | Inventory and foreign currencies |
| Growth | RM180 | RM220 | Budgets and projects |
| Enterprise | RM500 | RM600 | Ten users plus an accountant |
Prime advertises RM24.80 monthly equivalent, RM297.60 total, for the first year under its introductory offer. That is not its regular renewal rate.
Starting with your company
Register an account, accept the terms and complete the company setup. The onboarding screen lets you choose a plan, proceed through add-ons and select Start Free Trial for thirty days; the trial does not require a card.
Quinny provides suggested questions about areas such as receivables and cash flow. Plan allowances govern its credits and the accounting modules available.
Strengths
- Bank-statement matching allows a missing transaction to be added during review.
- Company setup offers a general-business chart of accounts or a blank one.
Watch out for
- Financial-period setup cannot be changed after transactions have been posted.
- Reconciled transactions are normally locked against editing.
- Inventory and foreign-currency tools start with Professional.
Best for
- Malaysian SMEs bringing scanned bank statements and business documents into cloud accounts
Sources
- N3 AI Accounting Malaysia plans and features (Oct 27, 2026)
- N3 AI Accounting company onboarding (Oct 27, 2026)
- Get started with N3 AI Accounting (Oct 27, 2026)
- N3 bank reconciliation with a PDF statement (Oct 27, 2026)
- N3 editing controls after bank reconciliation (Oct 27, 2026)