What it does
Reku is an Indonesian investing app with Lightning and Pro crypto modes, futures and separate US stock products. Its crypto fee table distinguishes execution charges, local taxes, payment costs and external-wallet fees. An account and identity checks are needed.
Lightning and Pro have different charges
Lightning Mode has no separate Reku trading commission. Its published schedule still adds a 0.00555% CFX fee and, on sales, 0.21% tax. Pro Mode adds a 0.1% trading commission on both buys and sells. The cost difference is therefore larger than a change of screen layout.
Bank-transfer and virtual-account rupiah deposits are free of Reku charges. E-wallet routes have percentage fees. Rupiah withdrawals have no Reku fee but carry a Rp6,500 bank administration charge; the listed minimum withdrawal is Rp30,000. Sending crypto to another Reku user is free, while external wallets incur network-dependent charges.
Completing account access
Verification runs in the mobile app or mobile website. Open Profil > Akun Saya > Verifikasi Sekarang, enter the phone number and one-time code, then complete personal and financial details, identity documents and the live selfie step. Approval arrives by email.
The verification flow also offers separate checks for US stock and futures access. Those products should be assessed on their own terms. Staking and crypto futures are additional services; neither makes a crypto balance immune to losses.
Strengths
- The fee table separates platform commission, tax and exchange levies
- No platform fee for bank-transfer deposits or transfers between Reku users
Watch out for
- Lightning transactions still incur exchange charges and sale tax
- Rupiah withdrawals include a bank administration charge
Best for
- Indonesian crypto users comparing Lightning and Pro transaction costs
Sources
- Reku trading products (Oct 27, 2026)
- Reku crypto trading and transfer fees (Oct 27, 2026)
- Reku account verification steps (Oct 27, 2026)