Skipton Building Society

skipton.co.uk ↗

UK savings accounts with online statements and maturity instructions

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Ask SI about Skipton Building Society

Answers use saved listing facts and recorded sources.
Homepage screenshot
Screenshot of the Skipton Building Society homepage

What it does

Skipton Building Society offers UK savings accounts and digital access to savings and mortgage records. Skipton Online provides statements, transaction history and instructions for maturing fixed-term savings. Its Easy Access Saver can be opened from £1 and allows withdrawals without notice or penalties.

Where to manage savings records

Skipton Online provides savings statements, interest statements, up to three years of savings history and fixed-term maturity instructions. The savings app supports balance checks, transfers and maturity-date views. Some branch accounts have more limited online access.

For the existing savings app, register for Skipton Online first. Download the app, set a six-digit PIN and enter your online login details. Complete the security checks and enter the registration code sent by text or post. Biometric login is optional.

You can register this app on two devices, with Secure Passcode available on one. Remove an old device through the Mobile App section of Skipton Online before replacing it. People using online banking without the app can verify transactions by a one-time text code or automated call.

Easy Access Saver

This account is for UK residents aged 16 or older. The minimum opening and operating balance is £1, with a maximum of £1 million. Withdrawals require no notice and carry no penalty; leave at least £1 to keep the account open. You need an active email address, although a branch or phone adviser can discuss alternatives.

Apply through the product page's Apply Online link, or use the branch, phone or postal routes. Joint accounts are available, but app opening is excluded for joint applicants.

An immediate payment cannot be cancelled. For a future payment, ask Skipton to cancel before the end of the preceding business day.

Strengths

  • Online statements and maturity instructions for fixed-term savings
  • Easy Access Saver starts at £1 with penalty-free withdrawals
  • Text or telephone verification provides an alternative to the app

Watch out for

  • Some branch accounts have limited online features
  • Immediate withdrawals cannot be cancelled

Best for

  • UK savers who need browser access to Skipton statements and maturity instructions

Sources