Spending

The short-entry workflow suits a cash purchase: enter an amount and category, or tap the microphone and speak the expense. Review category totals over a week, month, year or custom date range to see which costs account for most of your spending. Recurring entries can represent predictable costs such as subscriptions.

On supported Android devices, optional notification access can turn payment alerts into expense records. This is separate from connecting a bank account. You can withdraw that permission in the phone's settings while continuing to enter expenses yourself.

For a monthly review, filter the transaction dates and export a PDF summary. The app also offers CSV export and local backup files. Spending's privacy policy says financial records stay on the device unless you choose to export or back them up; uninstalling removes the local data, so keep a backup you can restore.

The apps are free. Google Play identifies an ad-supported version, and current iOS release notes also refer to ads. This suits someone willing to maintain an expense record by hand or through supported notification detection, rather than relying on a direct bank feed.