What it does
Spendy is an iPhone household budget tracker maintained by Eray Belli. Household members add manual entries to a shared record, with totals by category and by person.
Let each person record their spending
Create a household and share its invite code. Owners and Editors can add or change entries; Viewers can read the totals. Each purchase is entered manually with an amount and category, and the breakdown shows spending by category and person.
Keep the household size in mind
The free tier allows unlimited transactions, budgets and categories for up to three people. It includes three recurring items, two savings goals and one installment plan.
Premium adds PDF export, ad-free use and longer projections. Premium+ expands the household to ten people and removes the stated caps on recurring items, investments and debts. Spendy does not connect banks or support paycheck-cycle budgeting. The published app requires an iPhone with iOS 16.4 or later.
Strengths
- Owner, Editor and Viewer roles separate editing from viewing
- Free household tracking includes three people and unlimited transactions
Watch out for
- Purchases must be entered manually; no automatic bank import
- PDF export requires Premium; more than three household members require Premium+
- Paycheck-cycle budgeting is not supported
Best for
- iPhone households sharing a manual monthly budget
Sources
- Spendy household setup and plan limits (Oct 28, 2026)
- About Spendy and its paid plans (Oct 28, 2026)