What it does
Standard Bank’s app combines account services with optional dashboard tools. Money Movements categorises transactions, while Budget Manager follows spending and goals. The document area supplies statements, account confirmation letters and available tax certificates.
Save a document from the relevant account
Choose the account on the home screen and find Your documents > VIEW & SAVE. Select a document using the three-dot menu. Statements and confirmation letters can be downloaded to the device or emailed to an address you choose. Previous statements contains the monthly history; tax certificates appear only for accounts that earn interest.
The Add-on Store lets you put Money Movements or Budget Manager beside the accounts. The first groups transactions into categories; the second helps follow spending and goals. These views are features of the banking app, with the underlying account records still available separately.
MyMo as an everyday account option
MyMo costs R7.50 monthly, with additional usage charges. Applicants must be South African citizens living in South Africa and aged at least 16. The app application collects personal details, a scan of the South African ID and a selfie, followed by password creation. A text message confirms when the physical card is ready for branch collection.
Applicants under 18 without an ID use a branch with a parent or guardian, their birth certificate and a certified copy of the adult’s ID.
The app uses no charged data on Vodacom, MTN, Cell C and Telkom, although an active connection may still require airtime. When travelling without roaming, text verification codes will not arrive. Before departure, their delivery can be changed to email in the app; account details can also be updated at a branch.
Strengths
- Statements and account letters can be saved or emailed
- Optional add-ons organise transactions and spending
- Document history remains separate from dashboard summaries
Watch out for
- MyMo has a monthly fee plus selected usage charges
- SMS verification abroad requires roaming or a previously arranged alternative
- Physical MyMo cards are collected from a branch
Best for
- Standard Bank customers reviewing spending and account documents
- Eligible South African residents opening MyMo through the app
Sources
- Standard Bank App: Spending Add-Ons and Overseas Access (Oct 27, 2026)
- Standard Bank App: Account Document Downloads (Oct 27, 2026)
- Standard Bank MyMo: Costs and Application Requirements (Oct 27, 2026)
