What it does
StarMoney brings supported bank accounts, cards and financial services into a banking application. Transfers, standing orders and categorised transactions sit alongside a calendar of expected money in and out. The software family has separate Windows, Mac and mobile editions.
The payment calendar gives your transaction history a view of expected receipts and bills. Categorisation and income-versus-expense reports explain the activity behind it. StarMoney also retains transaction records across multiple years and allows offline review, making older recurring payments available beyond a bank’s current online history.
Before connecting an account, use the bank search on the website with its name, bank code or BIC. Available accounts and transaction functions depend on that connection. Account information is stored locally in encrypted form.
Free mobile access and paid editions
| Option | Monthly price | Platform or allowance | Main distinction |
|---|---|---|---|
| Mobile Basis | €0 | iOS and Android | 5 accounts, six months of history and transfers |
| Windows Basic | €2.79 | 1 Windows installation | Account overview, transfers and standing orders |
| Windows Deluxe | €3.79 | 3 Windows installations | Adds budgets, broader reports and document organisation |
| Flat | €5.49 | 5 devices | Combines Windows, Mac and mobile products |
The paid prices shown use monthly billing. Mobile Basis includes advertising and does not provide device synchronisation. The paid Windows editions and Flat support unlimited linked accounts. Windows Basic has one user database, while Deluxe allows multiple databases. A Deluxe budget can track a spending category such as food deliveries and count matching transactions against the amount you set.
The download centre identifies Basic 15 and Deluxe 15 as the current Windows versions. To activate a purchased copy, enter the licence key from the purchase email. The separate StarMoney customer area provides licence and device management through a StarMoney ID. Feature sets vary by edition, so the Windows comparison is useful when deciding whether budgeting and document tools are needed.
Strengths
- Payment calendars accompany categorised transaction history.
- Multi-year records remain available for offline review.
- The Flat bundle covers several operating systems and devices.
Watch out for
- Windows Basic does not include the Deluxe budgeting and document tools.
- Device allowances and features differ between editions.
- Free mobile access is limited to five accounts and six months of transaction history.
Best for
- Households managing supported accounts at several banks
- Windows users who want payment administration and retained account history
Sources
- StarMoney Banking Software and Bank Finder (Oct 27, 2026)
- StarMoney Windows Edition Comparison (Oct 27, 2026)
- StarMoney Current Downloads and Licence Activation (Oct 27, 2026)
- StarMoney Customer Registration (Oct 27, 2026)
- StarMoney Mobile Basis and Paid App Comparison (Oct 27, 2026)