Sterling Bank Nigeria

Follow a transfer and manage repeat payments

Use the transaction tracker for payment status and the receipt for the record of a completed transfer. OneBank also offers standing orders for payments at set intervals, links for requesting money, card freezing and cardless cash withdrawals.

What the fee waiver covers

The free-transfer offer applies to individual savings and current-account customers making manual transfers through the OneBank mobile app. It covers Sterling and other Nigerian bank accounts, up to 300 transfers per month. No separate campaign registration is needed.

Scheduled or automated transfers do not qualify. Neither do branch, USSD phone-menu or SterlingPro transfers. The waiver removes Sterling's transfer service fee; applicable taxes, levies and third-party charges remain payable. Transfers above the monthly allowance are excluded. The bank describes the offer as ongoing, with a right to discontinue it.

Personal current accounts operated through OneBank have no account maintenance fee, and accessing the platform is free.

Joining and changing devices

Applicants must be 18 or older. Online opening checks your live image and Bank Verification Number or National Identification Number. A current account also needs two referees.

Only one device can be active. First activation limits inflows and outflows to NGN 20,000 for the first 24 hours; activating a replacement device applies that temporary limit to outflows and deactivates the old device.