What it does
iFinance records personal income and expenses, builds category reports and follows budget targets on Mac, iPhone and iPad. One app purchase covers these devices. Manual entry and statement imports are available, while connected bank downloads are an optional extra in supported countries.
Record a cash purchase on the phone and merge it with the Mac's records through Wi-Fi synchronization. The same route supports several users editing a shared database. Database settings are opened with the gear button beside its name; choose Wi-Fi or iCloud there. Synium requires a password on databases synchronized through iCloud.
Imported transactions can use predefined or custom categorization tags. Reports then show spending by category, while budgets track the amount left for the day or month.
The app is currently advertised at a promotional US$19.99, reduced from US$39.99, for Mac and iOS together. The Mac demo lasts 24 hours and supports one database.
Optional connected accounts
Bank downloads cover the United States, Canada, Germany and other supported European countries. To start, use the plus icon above the account column, search for your bank and follow the connection steps. Paid partner connections require a Synium ID, with Sign in with Apple available.
| Bank-download option | US monthly / annual | Canadian monthly / annual | Limit |
|---|---|---|---|
| Online Services | US$5.99 / US$49.99 | C$6.99 / C$59.99 | Four banks or providers |
| Online Services Plus | US$6.99 / US$69.99 | C$9.99 / C$89.99 | Unlimited banks |
New subscribers get a seven-day trial, with no charge if cancelled during it. The bank subscription is additional to the app purchase.
Strengths
- Transactions can be brought in from CSV files
- A database from iFinance 4 can be imported without changing the original
Watch out for
- Credit cards previously connected through Tink are no longer supported through that provider
Best for
- Apple users maintaining a joint personal transaction database
Sources
- iFinance features, purchase and demo (Oct 27, 2026)
- iFinance tutorials and frequently asked questions (Oct 27, 2026)
- Set up iFinance Online Services (Oct 27, 2026)
- iFinance bank-download subscription prices (Oct 27, 2026)
- iFinance account-provider change (Oct 27, 2026)