What it does
TreviPay manages business credit, invoicing and collections for merchants offering payment terms. A participating seller invites buyers into a program with its own branding and account portal. Fees depend on the program, industry and volume, and buyer credit requires approval.
Set up the merchant program
Your team supplies account data and branding, chooses the required features and connects its systems to TreviPay's application interfaces. TreviPay assigns an implementation manager, followed by an account manager after launch. Setup time varies with integration and customization; this is a configured business program.
TreviPay can send invitations through a merchant's customer-management system. After a buyer opens an account, an unsuccessful automatic credit decision can go to review with a request for more information. Invoices follow the schedule in the merchant agreement.
What the buyer can do
Buyers apply through a participating merchant. Their credit line is specific to that merchant. In the customer portal they can inspect invoices and payment instructions, or submit a credit-limit increase request and receive the decision. Invoice payment options include ACH, wire transfer, direct debit, EFT and checks.
How merchant fees work
The usual charge is a transaction fee deducted from settlement. Its components can cover the platform, services, risk and working capital. When merchant settlement follows the buyer's payment terms in a zero-float program, the working-capital component is removed. TreviPay provides the actual rate through a commercial discussion.
Strengths
- Electronic invoices can be supplied in multiple formats
- Procurement-system connections support buyer-specific billing requirements
Watch out for
- A buyer's credit line can only be used with the originating merchant
- Some buyer applications require additional information and manual review
Best for
- B2B merchants handing credit administration and collections to a managed provider
Sources
- Frequently Asked Questions | TreviPay (Oct 28, 2026)
- Buyer FAQs & Payment Support | TreviPay (Oct 28, 2026)
- Technical FAQs & Integration Help | TreviPay (Oct 28, 2026)