Triodos Bank

Opening and using the current account

In the Triodos app, choose Open an account, select the account type and verify your email. The application asks for an identity-document photo and a selfie video before you complete your details.

The personal current account costs £3 a month. Standard UK Faster Payments, standing orders, Direct Debits and ordinary UK card payments have no additional transaction charge. A CHAPS bank transfer costs £20; foreign-currency card payments and cash withdrawals carry a 2.5% charge. Triodos does not offer an arranged overdraft on this account.

A computer login approved by your phone

Select Log in with mobile app on the Internet Banking login page. Open the app's QR reader on a second device, scan the code, authenticate and tap confirm. Once app access is set up, the previous digipass is deactivated.

Account payments and card limits

For an account-payment limit change, open More → Account Settings, choose the account and its daily-limit setting. Temporary increases take at least four hours and can last up to seven days. The maximum temporary daily limit is £3 million for a personal current account or £2 million for savings.

Card controls sit separately under More → Cards. The default cash-withdrawal limit is £300 a day; it can be temporarily raised to £500. Increases above a default card limit wait four hours, while reductions take effect immediately.