UBS

ubs.com ↗

Swiss digital banking with bill tools and controlled document delivery

SI Score
80/100
Pricing
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Free plan
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Ask SI about UBS

Answers use saved listing facts and recorded sources.
Homepage screenshot
Screenshot of the UBS homepage

What it does

UBS E-Banking manages Swiss accounts, payments, cards and bank documents from a browser. QR bills can be scanned or uploaded, and standing orders keep repeated payments organised. Customers can change document delivery and search an archive covering up to ten years.

Keep statements where you can find them

Private clients can switch delivery in E-Banking under Documents > Settings for bank documents > Change delivery type. Choose Everything electronically for the relevant delivery address. The setting also applies in Mobile Banking.

Statements and tax documents can then be filtered and downloaded without an additional charge. Digital records remain available for ten years. Some documents still arrive by post, including letters containing login details. Wealth-management and corporate clients arrange the change through their adviser; document access can be restricted to authorised accounts.

Everyday account tasks

Scan or upload a QR bill to populate its payment details, use eBill for electronic invoices, or create and adjust a standing order. Home-screen widgets and account labels make several products easier to distinguish. Debit-card settings include spending limits, permitted regions, temporary deactivation and replacement requests.

E-Banking itself is free for UBS clients with an active Digital Banking contract. Swiss account packages have separate prices:

Package Monthly price after any introductory period
Easy CHF 0
Classic CHF 8 with the qualifying relationship; otherwise CHF 13
Gold CHF 18 with the qualifying relationship; otherwise CHF 23
Platinum CHF 43 with the qualifying relationship; otherwise CHF 48

The discounted paid-package rate requires at least CHF 10,000 in assets or UBS building financing or a mortgage. Classic, Gold and Platinum advertise six months free. Easy includes a personal and savings account, a debit card and UBS ATM withdrawals.

Strengths

  • Document-delivery settings carry between browser and mobile banking
  • Digital records remain accessible for ten years
  • Card controls include limits, regions and temporary deactivation

Watch out for

  • Digital access requires a UBS banking relationship and contract
  • Some documents remain postal after switching delivery
  • Discounted paid-package rates depend on assets or a financing relationship

Best for

  • UBS customers keeping Swiss statements and tax documents organised
  • Households managing recurring bills and several UBS products

Sources