What it does
Upflow combines receivables analysis, collection follow-ups, customer payment portals and cash matching for business finance teams. It connects with accounting and billing systems. Discover provides ongoing free analytics, while collection plans and payment services have separate commercial terms.
Choose the part of the receivables process you need
Upflow Collections coordinates email, SMS, calls, letters and tasks. Its agents can be set to make suggestions or act more independently. Cash application brings together bank transactions and highlights matching exceptions, while customer portals provide a place to pay.
Free analytics and quoted collection plans
Discover is the free analytics option. The paid packages use annual invoiced revenue and new-invoice volume; each requires a quote.
| Plan | New invoices per year | A useful distinction |
|---|---|---|
| Starter | Up to 40,000 | Unlimited user seats |
| Grow | Up to 100,000 | Branded portals and API access |
| Scale | Up to 200,000 | Smart Rules and collection agents |
| Accelerate | Up to 300,000 | Cash Application Agent |
| Entreprise | Up to 700,000 | Larger invoiced-revenue tier |
SMS, calls and letters have usage charges. Payment processing has separate platform and transaction charges; it is not included simply because analytics are free. Start with Discover for receivables visibility, or request a demo for the collection workflow and required accounting connection.
Strengths
- Agents have suggestion-only and autonomous operating options
- Paid collection plans include unlimited user seats
Watch out for
- SMS, call and letter reminders carry usage charges
- The API and branded portals start above Starter
Best for
- B2B finance teams coordinating collections across staff and accounting systems
Sources
- Upflow | Accounts Receivable Software That Gets You Paid (Oct 28, 2026)
- Pricing: Plans by Invoiced Revenue, No Seat Fees | Upflow (Oct 28, 2026)
- Upflow: Discover the Free Upflow Version (Oct 28, 2026)