What it does
Zaim combines connected financial-service history, receipt entry and household budget reports. It shows an income-and-expense calendar and compares recorded spending with the budget.
Combine receipts with connected records
Zaim can capture receipt item names and retrieve history from supported financial services. The calendar shows when money moved; budget charts compare spending with the planned amount. Free accounts can connect multiple services, but retrieval pauses after 90 days without a login.
Share selected accounts with a partner
In the mobile app, create a pair household and send an invitation. Nothing is shared initially: select the accounts to include, or choose records with no account link for manual entries. The pair view combines balances and monthly spending, but neither person can edit the other’s records. Sharing is selected by account, not individual transaction.
Premium adds custom categories, account groups and category-budget alerts. Web signup lists JPY440 monthly or JPY4,378 annually; in-app signup lists JPY480 monthly or JPY4,800 annually. Trial terms depend on where you subscribe and prior offer use.
Strengths
- Receipt item records and connected history feed calendar and budget charts
- Pair households share selected accounts while keeping each person’s editing separate
Watch out for
- Custom categories, account groups and category-budget alerts require Premium
- Free-account retrieval pauses after 90 days without login
- Pair sharing cannot select isolated transactions within an account
Best for
- Japanese households combining receipts and connected spending records
Sources
- Zaim household records and free-plan comparison (Oct 28, 2026)
- Set up and control Zaim pair household sharing (Oct 28, 2026)
- Zaim Premium plans and web access (Oct 28, 2026)