What it does
ZipBooks combines accounting, invoices, expenses and project time tracking. Its free Starter plan includes unlimited invoices and one connected bank account. Paid tiers add recurring billing, time tracking and reports filtered by project, customer or location tags.
A company-wide income statement can hide the difference between projects or locations. On ZipBooks’ Sophisticated plan, transaction tags let you produce reports for those separate activities. Use consistent tag names as entries accumulate, so a project report keeps describing the same work. Time tracking, available from Smarter, can feed recorded work into a customer invoice.
| Plan | Useful inclusions |
|---|---|
| Starter, free | Unlimited invoices, customers and vendors; basic reports; one bank connection |
| Smarter, paid | Recurring invoices, reminders, multiple bank connections, time tracking and five team members |
| Sophisticated, paid | Smart tagging, reconciliation, locked completed books and unlimited users |
| Accountant | Multiple client accounts, bulk transaction editing and exported financial packages |
Choose Sign up now under Starter to begin with the free plan, or the trial link under a paid plan to explore its extra tools. Team permissions cover reports, billing and time records. Starter suits a small operation mainly sending invoices; a service team that needs project reports should compare the higher tiers before setting up its tagging structure.
Strengths
- Free Starter includes unlimited invoices and one bank connection
- Sophisticated filters accounting reports with custom transaction tags
- Tracked project time can be pulled into invoices on paid plans
Watch out for
- Time tracking and recurring invoicing require a paid tier
- Smart tagging and unlimited users start with Sophisticated
Best for
- Service teams wanting project context in bookkeeping reports
Sources
- ZipBooks (Oct 27, 2026)
- Pricing - ZipBooks (Oct 27, 2026)