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Shared expense lists with settlement and repayment tracking

Review app-based installment options and their repayment terms

Connected UK spending, category budgets and bill-change alerts

Checkout installments, card payments and a separate UAE money account

Debt-record planning with payment scenarios and progress charts

A shared expense list for homes, trips and other groups

Group balances without requiring every member to create an account

Split purchases using an existing credit card

Manage business invoice orders from authorization through repayment

AI-native underwriting tools that turn borrower documents into decision-ready credit files.

Automatically track work time and review it alongside project and productivity reports.

Track freelance project hours, prepare timesheets, and connect work records to invoicing and payments.

Manage work hours, project time, leave, and overtime in one team platform.

Organize team projects with shared task lists and optional project tools.

Track project hours and compare billable time with budgets and team reports.

Track employee hours with timesheets, attendance, project logs, and reports.

A payroll-focused employee clock for mobile punches, job tracking, approvals, and timesheets.

Add sourcing to an existing applicant tracking system or run recruiting in Gem's own platform.

Project-phase time tracking for architecture and engineering firms.

Track team hours across projects and turn activity into timesheets and reports.

Record computer activity automatically and turn it into timesheets, reports, and work-hour summaries.

A Windows-based employee time clock with job tracking, overtime, PTO, and payroll-ready reports.

Record billable and non-billable work with manual entries or a live timer.

A project workspace for boards, task lists, checklists, assignees, time tracking, and reports.