Emma
emma-app.comBank-connected budgets with pay-cycle tracking and optional offline accounts
Bank-connected budgets with pay-cycle tracking and optional offline accounts
Personal budgets with Apple Shortcuts entry and category automation
Personal and family budgets with account and cash tracking
See cash flow by category, tag and location
Share payment pages or collect through Xero and platform integrations
Shared budgets with custom categories and transaction entry
UK business accounts with invoicing and a choice of monthly plans
Personal projects and household plans with account reconciliation
Receive overseas client and marketplace payments into business balances
Connect online, app and in-person payments with flexible acquiring arrangements
Multi-entity accounting on the Microsoft Power Platform
UK organisational banking with dual or triple approval and bulk payments
Online checking with spending buckets and free cash deposits at Walmart
Argentine mobile banking with bill reminders and optional paid plans
Multi-bank finance software with split spending and local data vaults
Philippine banking with scheduled bills and cash-pickup remittances
Philippine digital savings with named goals and a separate wallet balance
Singapore savings with selectable interest plans and a delayed-unlock control
Brazilian business finance and bank reconciliation
Sales, stock and finance for Brazilian small businesses
Free manual web budgeting with statement imports and savings-goal records
Manual expense tracking with optional personal-cloud synchronization
Swiss account banking with QR invoices, tax documents and Zak savings pots
Colombian collection tools for customer bills, subscriptions and merchant checkout