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Free envelope budgeting with local files and optional bank synchronization

Connected personal-finance spreadsheets for US budgets and cash-flow review

Free desktop accounts with bank reconciliation and optional cloud access

Backtest portfolio allocations with cash flows, benchmarks and simulations

Choose your own shares or use a managed investment portfolio

Follow invoices, subscriptions and payouts in one merchant payment view

Offline Android expenses with category limits and trip balances

Online banking with mobile check deposits and flexible account funding

Organize stocks and funds into plans with optional recurring purchases

Give available money a purpose before you spend it

UK savings accounts with clear access choices and online withdrawals

Calendar budgets that show how planned spending changes future balances

Self-hosted household tracking with linked transfers and recurring payments

Account transactions and balances for your own Google Sheets budget

History-based budgets with rollover categories and one-off expense planning

Apple-device expense sheets with free imports and paid sharing

Receipt and voice entry with optional income tracking and account budgets

Collect mobile payments through an app, QR code or till

Paycheck-based budgeting that separates reserved money from available spending

Australian business accounts with cash-flow, stock and invoice tools

Run referral and affiliate programs with rewards and purchase tracking

Use short-lived payment codes from a supported banking app

Connect business invoice terms with payment matching and collections

Debt-record planning with payment scenarios and progress charts