YNAB
ynab.comGive available money a purpose before you spend it
Give available money a purpose before you spend it
UK savings accounts with clear access choices and online withdrawals
Calendar budgets that show how planned spending changes future balances
Self-hosted household tracking with linked transfers and recurring payments
Account transactions and balances for your own Google Sheets budget
History-based budgets with rollover categories and one-off expense planning
Apple-device expense sheets with free imports and paid sharing
Receipt and voice entry with optional income tracking and account budgets
Schedule invoice reminders using connected accounting records
Collect mobile payments through an app, QR code or till
Paycheck-based budgeting that separates reserved money from available spending
Australian business accounts with cash-flow, stock and invoice tools
Run referral and affiliate programs with rewards and purchase tracking
Use short-lived payment codes from a supported banking app
Turn accounting data into management reports and financial scenarios
Connect business invoice terms with payment matching and collections
Debt-record planning with payment scenarios and progress charts
A general ledger with automated bookkeeping and review
Goal-first Apple budgeting with reserved money and a rolling forecast
UK savings accounts managed in a mobile application
One weekly allowance after recurring bills and savings commitments
Australian banking with spending reviews aligned to your pay cycle
Personal account history with budget planning on a Windows PC
Choose how much of portfolio management to automate